MCP tools reference

All 19 tools use an action parameter to select the operation. Required parameters per action are enforced via JSON Schema if/then.

Agent tools (9)

`ovra_pay`

Single entry-point for the full payment flow. Handles intent + policy + credential.

Action	Required	Description
`checkout`	`agentId`, `purpose`, `amount`, `merchant`	Full payment flow in one call
`status`	`intentId`	Check payment status
`handle_402`	`agentId`, `url`, `merchant`, `amount`	Handle HTTP 402 challenges
`discover`	`agentId`	Show available spend limits and policy

`ovra_intent`

Declare and manage payment intents.

Action	Required	Description
`declare`	`agentId`, `purpose`	Create intent — policy check runs
`get`	`intentId`	Fetch detail
`cancel`	`intentId`	Cancel an unfilled intent
`verify`	`intentId`, `actualAmountEuros`, `actualMerchant`	Post-settlement verification

`ovra_credential`

Issue scoped payment credentials. Agent never sees the underlying card.

Action	Required	Description
`obtain`	`intentId`	Grant + issue + redeem in one call
`grant`	`intentId`	Grant only
`issue`	`grantId`	Issue from grant
`redeem`	`credentialId`	Get DPAN, cryptogram, dynamic CVC
`revoke`	`credentialId` or `grantId`	Revoke
`status`	`credentialId`	Check status

Redeem returns:

{
  "type": "network_token",
  "dpan": "4XXX XXXX XXXX XXXX",
  "cryptogram": "AJkBBk...==",
  "dynamicCvc": "482",
  "eci": "05",
  "expiryMonth": 12,
  "expiryYear": 2028,
  "network": "visa"
}

The DPAN is a Visa Network Token, not the FPAN. The internal fillToken is AES-256-GCM encrypted and is masked in MCP responses.

`ovra_card`

Manage virtual cards. Credentials are issued via ovra_credential.

Action	Required	Description
`issue`	`agentId`, `usage`, `purpose`	Issue a new card
`list`	`agentId`	List cards for an agent
`freeze`	`agentId`	Freeze (reversible)
`unfreeze`	`agentId`	Resume
`close`	`agentId`, `confirm: true`	Permanent close
`rotate`	`agentId`	Issue new credentials, close old

`ovra_policy`

Read-only by design. Modify policies through the dashboard or API key.

Action	Required	Description
`get`	`agentId`	Read agent’s current policy

`ovra_transaction`

Action	Required	Description
`get`	`transactionId`	Fetch detail
`memo`	`transactionId`, `memo`	Annotate (audit-logged)

`ovra_receipt`

PDF only, base64-encoded, max 5 MB.

Action	Required	Description
`upload`	`intentId`, `fileBase64`	Attach a PDF receipt
`get`	`intentId`	Retrieve receipt

`ovra_dispute`

Action	Required	Description
`get`	`disputeId`	Fetch detail
`file`	`transactionId`, `reason`	File a new dispute

`ovra_outcome`

Report payment outcomes for policy learning.

Action	Required	Description
`report`	`agentId`, `type`, `description`	Report outcome

Money-movement (6)

`ovra_account`

Action	Required	Description
`get`	`accountId`	Wallet detail
`create`	`name`	Create wallet
`fund`	`amount`	Add funds (sandbox: simulated)

`ovra_payment`

Action	Required	Description
`get`	`paymentId`	Fetch transfer
`create`	`sourceAccountId`, `destinationType`, `amountEuros`	Create transfer
`split`	`sourceAccountId`, `legs`	Atomic 1-to-N split

`ovra_vendor`

Action	Required	Description
`get`	`vendorId`	Fetch beneficiary
`create`	`name`, `iban`	Add beneficiary
`delete`	`vendorId`	Remove

`ovra_workflow`

Action	Required	Description
`get`	`workflowId`	Fetch workflow
`end`	`workflowId`	End workflow

`ovra_authorization`

Delegations — issue scoped tokens to third parties.

Action	Required	Description
`get`	`authorizationId`	Fetch detail
`create`	`permissions`, `expiresInHours`	Create grant
`redeem`	`authorizationId`, `acceptToken`	Redeem to mint `at_dlg_*`
`revoke`	`authorizationId`	Revoke

`ovra_claim`

Collect — payment requests, links, invoices. Tool will rename to ovra_collect in a future MCP release; the actions are stable.

Action	Required	Description
`request_create`	`destinationAccountId`, `amountEuros`	Create payment request
`request_list`	–	List requests
`request_get`	`requestId`	Fetch detail
`request_settle`	`requestId`, `sourceAccountId`	Internal settle
`request_cancel`	`requestId`	Cancel
`link_create`	`destinationAccountId`, `amountEuros`	Create payment link
`link_get`	`linkId`	Fetch link
`link_void`	`linkId`	Void link
`invoice_create`	`destinationAccountId`, `customerName`, `lineItems`	Create invoice
`invoice_get`	`invoiceId`	Fetch invoice
`invoice_void`	`invoiceId`	Void invoice

Admin (4)

`ovra_agent`

Action	Required	Description
`provision`	`name`, `policyId`	Create an agent
`get`	`agentId`	Fetch detail
`update`	`agentId`	Update (status changes need `confirm: true`)
`issue_card`	`agentId`, `usage`, `purpose`	Issue a card
`token_list`	`agentId`	List `at_*` tokens
`token_create`	`agentId`	Create scoped token
`token_revoke`	`agentId`, `tokenId`	Revoke token

`ovra_customer`

Action	Required	Description
`get`	–	Account profile
`update`	–	Update email, name, plan
`gdpr_export`	–	Export all personal data
`gdpr_consent`	–	Get / update consent flags
`gdpr_delete`	`confirm: true`	Anonymize (transactions retained per GwG §8)

`ovra_merchant`

Read-only merchant intelligence.

Action	Required	Description
`resolve`	`query`	Merchant name → MCC + risk
`explain`	`code`	MCC → category + description
`suggest`	`query`	Purchase purpose → recommended allowlist

`ovra_config`

Read-only. Manage keys and webhooks via dashboard or API.

Action	Required	Description
`key_list`	–	List API keys (secrets redacted)
`webhook_list`	–	List webhook subscriptions

Annotations

Every tool carries metadata that MCP-aware clients can use:

Hint	Meaning
`readOnlyHint`	Tool does not mutate state
`destructiveHint`	Tool deletes or terminates something
`idempotentHint`	Calling twice is safe

MCP overview

Architecture and security.

MCP setup

Installation per client.

API reference

Full REST surface — every endpoint, every field.

MCP Server

MCP tools reference

Agent tools (9)

`ovra_pay`

`ovra_intent`

`ovra_credential`

`ovra_card`

`ovra_policy`

`ovra_transaction`

`ovra_receipt`

`ovra_dispute`

`ovra_outcome`

Money-movement (6)

`ovra_account`

`ovra_payment`

`ovra_vendor`

`ovra_workflow`

`ovra_authorization`

`ovra_claim`

Admin (4)

`ovra_agent`

`ovra_customer`

`ovra_merchant`

`ovra_config`

Annotations

Next

MCP overview

MCP setup

API reference

​Agent tools (9)

​ovra_pay

​ovra_intent

​ovra_credential

​ovra_card

​ovra_policy

​ovra_transaction

​ovra_receipt

​ovra_dispute

​ovra_outcome

​Money-movement (6)

​ovra_account

​ovra_payment

​ovra_vendor

​ovra_workflow

​ovra_authorization

​ovra_claim

​Admin (4)

​ovra_agent

​ovra_customer

​ovra_merchant

​ovra_config

​Annotations

​Next

MCP overview

MCP setup

API reference

Agent tools (9)

`ovra_pay`

`ovra_intent`

`ovra_credential`

`ovra_card`

`ovra_policy`

`ovra_transaction`

`ovra_receipt`

`ovra_dispute`

`ovra_outcome`

Money-movement (6)

`ovra_account`

`ovra_payment`

`ovra_vendor`

`ovra_workflow`

`ovra_authorization`

`ovra_claim`

Admin (4)

`ovra_agent`

`ovra_customer`

`ovra_merchant`

`ovra_config`

Annotations

Next