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Four tiers. Code = doc — the limits below are the same constants the API enforces (apps/api/src/lib/plan-limits.ts).
Sandbox-only today, so the volume cap is a sandbox-volume cap. Live mode (v1.3+) will use the same numbers for real settlement.

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The matrix

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Overage policy

Plan limits on volume are soft caps. If you exceed your monthly volume, the overage rate kicks in on the delta — there is no hard block. Plan limits on agents, cards, and API requests are hard limits — the API returns 403 E_PLAN_LIMIT_EXCEEDED when you try to create the (N+1)th resource.

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Webhook tiers explained

See Webhooks for verification, signing, and the full event catalog.

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Analytics tiers

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Dispute tiers

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Legacy plan names

For seven days after a tier rename we map old plan strings to new ones automatically: business itself is the new €250 tier (formerly €549) — already migrated in storage.

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What’s not included on any tier

  • Live mode — sandbox-only through the entire pre-seed raise.
  • Real KYC, SEPA, settlement — all v1.3+.
  • Crypto / stablecoins — fiat only, EUR only.
  • Apple Pay / Google Pay / Click-to-Pay wallet provisioning — endpoints exist, no product promise yet.
  • Native mobile app — never. Dashboard is responsive web.

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Going live (v1.3+)

When live mode opens, every tier above gets real settlement, real SEPA, and real KYC. Pricing will not change — the same limits apply. We will give 12 months notice via X-Ovra-Deprecation headers and email if any pricing field shifts.

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Talk to us

For Enterprise, custom volume, white-label, or anything bespoke: sales@getovra.com.

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Next

Quickstart

Free-tier sandbox in five minutes.

Webhooks

Tier behavior in detail.