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What is Ovra?

Ovra is the payment layer for AI agents. Every agent gets its own virtual Visa card, spending policy, and audit trail — and can pay on any website without ever seeing card credentials.

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How it works

1

Create an Agent

Each agent gets a virtual Visa card with configurable spending limits, merchant locks, and auto-approve thresholds.
2

Declare Intent

Before paying, the agent declares what it wants to buy. The policy engine auto-approves or escalates to a human.
3

Pay

The @ovra/pay SDK fills the payment form in the agent’s browser. The agent never sees PAN or CVV.

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Key features

  • Virtual Visa cards via Modulr (EU EMI)
  • Policy engine with limits, allowlists, MCC codes, cooldown, simulation
  • Intent system — every payment is declared and auditable
  • Browser checkout — SDK fills payment forms, agent sees nothing
  • MCP server — 29 tools for Claude, Cursor, any MCP client
  • EU-native — GDPR by design, German entity, EU data residency
  • Sandbox mode — test keys + fake cards, no real money

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Who is Ovra for?

Any developer building AI agents that need to buy things online:
  • Shopping agents (e-commerce purchases)
  • Procurement agents (office supplies, SaaS subscriptions)
  • Booking agents (flights, hotels, services)
  • Infrastructure agents (cloud servers, domains, API credits)