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How Funding Works

Each Ovra customer gets their own Modulr account with a dedicated IBAN. Agents are funded from this account. 
Your Bank → SEPA Transfer → Your IBAN (Modulr)
                                  ↓
                            Ovra Wallet
                                  ↓
                        Fund Agent → Card Balance

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Fund an Agent

curl -X POST https://api.getovra.com/agents/ag_xxx/fund \
  -H "Authorization: Bearer sk_test_..." \
  -H "Content-Type: application/json" \
  -d '{"amount": 100}'
The amount is added to both the agent’s card balance and the customer’s wallet balance.

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Limits

LimitValue
Min per funding€0.01
Max per funding€100,000
CurrencyEUR only

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Sandbox vs Live

  • Sandbox: Funding is instant and virtual. No real money moves.
  • Live: Funds come from SEPA transfers to your Modulr IBAN. Takes minutes with SEPA Instant.

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Your IBAN

After completing Go Live verification, your IBAN appears in:
  • Dashboard → Billing
  • Dashboard → Settings
  • API: GET /customers/wallet