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A dispute is a formal challenge against a settled transaction. Useful when goods don’t arrive, the merchant overcharges, or the agent paid for something unauthorized despite the policy. Each transaction can have at most one open dispute. Dispute lifecycle is plan-tier-gated.

Reason codes

File a dispute

Response:

Attach evidence

Evidence types: receipt · shipping · communication · cancellation · refund_policy · product_description · other. File URLs must be HTTPS and SSRF-safe (no private IPs).

Resolve

Set status to resolved or rejected. Once closed, no further mutation is allowed.

Webhooks

Plan-tier gating

Surfaces

Next

Transactions

What you’re disputing.

Intelligence

Audit trail and access events for dispute investigations.